How would you like to have all of our standard checking account features plus…
- Identity Protection
- Travel & Leisure Discounts
- $hopping Rewards™*
- Cell Phone Protection²
- Telehealth³ Services & Health Discount Savings4*
- 24/7 Roadside Assistance²
…for just $6.95 per month? It sounds too good to be true, right? Wrong! It is all included with 1st Defense™ checking, now available from Members 1st Federal Credit Union.
“We didn’t just add these benefits to check boxes,” said Karen Roland, Chief Marketing Officer at Members 1st. “We built this account to reflect the real needs of our members—families, students, professionals, retirees and everyone in between. As fraud continues to rise, protecting our members’ personal and financial information has never been more important.”
Much More than a Checking Account
1st Defense™ checking is designed to help you handle real life—the good, the stressful and the unpredictable:
- Scoring discounts at your favorite local businesses
- Replacing your teen’s phone after it goes missing
- Getting hit with identity theft—and needing support
- Being stranded on the highway
- Needing health advice on a Saturday night
We have you covered! 1st Defense™ checking combines powerful tools with exclusive benefits you’ll actually use—all for one low monthly price. No juggling subscriptions. No third-party logins. No hidden fees. Just real protection, real savings and real simplicity—built right into your checking account. See below for how it compares to our standard checking account.
Always on Duty™
Just like the benefits it delivers, 1st Defense™ checking from Members 1st is ready when you are. Whether you’re upgrading your current account or opening a new one, it takes just a few minutes to enroll in online banking or the Members 1st mobile app. Many benefits activate automatically—but some may require a quick one-time enrollment. After that, you’re good to go.
Ready to simplify your life and save money? Visit members1st.org/1stdefense or stop by your local branch to get started with 1st DefenseTM checking.^
Federally insured by NCUA.
*Registration/activation required.
¹Eligibility: Benefits are available to personal checking account owners and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, and/or organizations.
²Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found online through your Members 1st Online Banking or Mobile App. Insurance Products are not insured by the NCUA or any federal government agency; they are not a deposit of or guaranteed by the credit union or any credit union affiliate.
³Available for the account holder and their spouse/domestic partner and up to six (6) dependent children aged 2 and older. This is not insurance.
4This is not insurance.
^Prospective members must meet current eligibility requirements.
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